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	<title>Comments on: Travel Tip &#8211; International Credit Card Fees</title>
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	<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/</link>
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	<lastBuildDate>Wed, 08 Feb 2012 22:14:52 +0000</lastBuildDate>
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		<title>By: Alex Berger</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-5548</link>
		<dc:creator>Alex Berger</dc:creator>
		<pubDate>Sat, 14 Jan 2012 17:09:22 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-5548</guid>
		<description>Thanks Pam! Yep, everything I&#039;ve seen and heard suggests that as long as you can get decent coverage a credit union is the best way to go for avoiding fees while traveling.  What Chase charges me is absolutely criminal between the ATM fee and the exchange fees.</description>
		<content:encoded><![CDATA[<p>Thanks Pam! Yep, everything I&#8217;ve seen and heard suggests that as long as you can get decent coverage a credit union is the best way to go for avoiding fees while traveling.  What Chase charges me is absolutely criminal between the ATM fee and the exchange fees.</p>
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		<title>By: Pam Rabinowitz</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-5544</link>
		<dc:creator>Pam Rabinowitz</dc:creator>
		<pubDate>Fri, 13 Jan 2012 20:39:45 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-5544</guid>
		<description>Before our 3 month long trip to Europe last year, I also did a lot of research on this topic. 
We happen to belong to a credit union besides two other major banks. Our banks were 3% as you found, but our credit union charged 2% on international ATM/ debit card transactions. So that was our go-to card. It all adds up. 
Thanks for sharing so much of your experiences; both in planning and in photos.</description>
		<content:encoded><![CDATA[<p>Before our 3 month long trip to Europe last year, I also did a lot of research on this topic.<br />
We happen to belong to a credit union besides two other major banks. Our banks were 3% as you found, but our credit union charged 2% on international ATM/ debit card transactions. So that was our go-to card. It all adds up.<br />
Thanks for sharing so much of your experiences; both in planning and in photos.</p>
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		<title>By: INTERNATIONAL CREDIT CARD</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-2053</link>
		<dc:creator>INTERNATIONAL CREDIT CARD</dc:creator>
		<pubDate>Wed, 02 Feb 2011 09:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-2053</guid>
		<description>Pretty good blog. I just stumbled upon your web-site and wanted to point out that I’ve honestly enjoyed reading your web-site posts. I’ll sign up for your feed and I hope you publish another post again shortly!</description>
		<content:encoded><![CDATA[<p>Pretty good blog. I just stumbled upon your web-site and wanted to point out that I’ve honestly enjoyed reading your web-site posts. I’ll sign up for your feed and I hope you publish another post again shortly!</p>
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		<title>By: Christine</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-2052</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Wed, 02 Feb 2011 09:30:00 +0000</pubDate>
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		<description>Great work...Keep it up!!</description>
		<content:encoded><![CDATA[<p>Great work&#8230;Keep it up!!</p>
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		<title>By: Christine</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-2051</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Wed, 02 Feb 2011 09:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-2051</guid>
		<description>Good post!!</description>
		<content:encoded><![CDATA[<p>Good post!!</p>
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		<title>By: traveler</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-1984</link>
		<dc:creator>traveler</dc:creator>
		<pubDate>Fri, 17 Dec 2010 14:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-1984</guid>
		<description>.. and the more youre on the move the sooner you will find it is always better to use atms to withdrawal cash and limit the actual times you use a debit card. i left america with 4 different cards; BOA, a CU, and 2 very small locals. The best overall is the smallest bank. only 2 branches, the worst is the other small bank, and BOA and the CU are both good but do not have email contacts. trust me if you find yourself in a foreign country and need an answer have a person you know to contact on email is great. and i think if you play it right you can find someone who actually is interested in your travels and therefore provides you with some respect and quick responses. about 5 months before i left i scouted 10 banks, asking all the same questions. then i chose 4. opened accounts and tested them. </description>
		<content:encoded><![CDATA[<p>.. and the more youre on the move the sooner you will find it is always better to use atms to withdrawal cash and limit the actual times you use a debit card. i left america with 4 different cards; BOA, a CU, and 2 very small locals. The best overall is the smallest bank. only 2 branches, the worst is the other small bank, and BOA and the CU are both good but do not have email contacts. trust me if you find yourself in a foreign country and need an answer have a person you know to contact on email is great. and i think if you play it right you can find someone who actually is interested in your travels and therefore provides you with some respect and quick responses. about 5 months before i left i scouted 10 banks, asking all the same questions. then i chose 4. opened accounts and tested them.</p>
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		<title>By: traveler</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-1983</link>
		<dc:creator>traveler</dc:creator>
		<pubDate>Fri, 17 Dec 2010 14:23:00 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-1983</guid>
		<description>if you plan to count pennies when traveling i would recommend you find the smallest back in the city you live. they will provide you more exact information and even allow you communicate directly with them via email while traveling. the larger banks have no reason to provide the personal service. having an account with a large bank and a couple small ones is the best option. even in the smaller bank scenario you can have bad and good. so make sure you open a few accounts months before and test them for personal service and communication. </description>
		<content:encoded><![CDATA[<p>if you plan to count pennies when traveling i would recommend you find the smallest back in the city you live. they will provide you more exact information and even allow you communicate directly with them via email while traveling. the larger banks have no reason to provide the personal service. having an account with a large bank and a couple small ones is the best option. even in the smaller bank scenario you can have bad and good. so make sure you open a few accounts months before and test them for personal service and communication.</p>
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		<title>By: StevenTaylor</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-1431</link>
		<dc:creator>StevenTaylor</dc:creator>
		<pubDate>Fri, 02 Jul 2010 00:46:04 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-1431</guid>
		<description>Interesting article you have here.Banks have many things that customers don;t know about if they don&#039;t ask there for we need to ask everything  we need to know about our credit cards and acccounts.</description>
		<content:encoded><![CDATA[<p>Interesting article you have here.Banks have many things that customers don;t know about if they don&#39;t ask there for we need to ask everything  we need to know about our credit cards and acccounts.</p>
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		<title>By: bank of america locations</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-1421</link>
		<dc:creator>bank of america locations</dc:creator>
		<pubDate>Mon, 21 Jun 2010 04:52:23 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-1421</guid>
		<description>The bank first began in Ohio about 65 years ago, and while I won’t bore you wit the history and the mergers &lt;a href=&quot;http://www.bankofamericalocations.net&quot; rel=&quot;nofollow&quot;&gt;&lt;b&gt;bank of america locations&lt;/b&gt;&lt;/a&gt; that led to what it is today, keep in mind that this is one of the bigger and more experienced banks in the country today, obviously something you want to look for when finding a bank to deal with.</description>
		<content:encoded><![CDATA[<p>The bank first began in Ohio about 65 years ago, and while I won’t bore you wit the history and the mergers <a href="http://www.bankofamericalocations.net" rel="nofollow"><b>bank of america locations</b></a> that led to what it is today, keep in mind that this is one of the bigger and more experienced banks in the country today, obviously something you want to look for when finding a bank to deal with.</p>
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		<title>By: wuttisark</title>
		<link>http://virtualwayfarer.com/things-to-know-travel-credit-card-fees/#comment-1343</link>
		<dc:creator>wuttisark</dc:creator>
		<pubDate>Thu, 25 Mar 2010 14:26:58 +0000</pubDate>
		<guid isPermaLink="false">http://virtualwayfarer.com/?p=427#comment-1343</guid>
		<description>Thanks for this post</description>
		<content:encoded><![CDATA[<p>Thanks for this post</p>
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